How does it work?

When you are looking to buy your first home, you need to know where to start and what to do. At the better mortgage company, we have helped many first-time buyers by walking them through what they can afford and how they can obtain a mortgage to purchase their first home.

To help guide you through this, we will talk you through

• Calculating what mortgage amount you could afford over period of time to suit you
• Obtaining an agreement in principle form a lender so you can make an offer on a property that you like, sometimes it is also referred to as a decision in principle
• Once your offer is accepted by the seller, we will then guide you through the full mortgage application, by obtaining the relevant documents required, advising on the different options available and providing advice on what’s suitable for your circumstances
• We can help find a solicitor for you if you help
• Finally, we will obtain a mortgage offer from a suitable lender to meet your needs, so the funds can be released to purchase the house once the legal work is completed

So whether you have questions around how much you can borrow, can you get a mortgage on certain property type, what is help to buy, how much deposit will I need, how long will it take and what is the most suitable product and deal for me, we will help you select the most suitable mortgage to purchase your first home whilst being on hand on to answer any questions or queries.