Will you be accepted for a mortgage?

January 26, 2022

Mortgage lenders have different standards and requirements. The following factors will affect whether lenders will offer you a mortgage and how much they will be willing to lend to you:

  • The value of the property
  • Your deposit
  • Your age
  • The length of the mortgage term
  • Your credit record 
  • Your income
  • If you are applying solely or jointly