How do I get a mortgage?

You will need to:

• Save a deposit if you are buying your first home. You could use the equity in your home towards the deposit if you own your current home.
• Find the property you want to buy
• Find a mortgage through service or speak with a lender direct.
• Make sure you can afford the mortgage you choose
• Get a mortgage agreement in principle, which will let you know approximately how much you could borrow
• Put in an offer on the property
• If your offer is accepted, take out the mortgage