You will need to:
- Save a deposit if you are buying your first home. You could use the equity in your home towards the deposit if you own your current home.
- Find the property you want to buy
- Find a mortgage through service or speak with a lender direct.
- Make sure you can afford the mortgage you choose
- Get a mortgage agreement in principle, which will let you know approximately how much you could borrow
- Put in an offer on the property
- If your offer is accepted, take out the mortgage